Muhammad Bilal Zafar

Most-cited papers

Fairness Constraints: A Flexible Approach for Fair Classification
Muhammad Bilal Zafar, Isabel Valera, M. Gomez-Rodriguez, Krishna P. Gummadi
2019Journal of machine learning research375 citations
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Fair Bayesian Optimization
Valerio Perrone, Michele Donini, Muhammad Bilal Zafar, Robin Schmucker +2 more
2020AAAI/ACM Conference on AI, Ethics, and Society97 citations Open access
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On Early Detection of Hallucinations in Factual Question Answering
Ben Snyder, Marius Moisescu, Muhammad Bilal Zafar
2023Knowledge Discovery and Data Mining82 citations Open access
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Amazon SageMaker Model Monitor: A System for Real-Time Insights into Deployed Machine Learning Models
David Nigenda, Zohar S. Karnin, Muhammad Bilal Zafar, Raghu Ramesha +3 more
2021Knowledge Discovery and Data Mining62 citations Open access
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Amazon SageMaker Clarify: Machine Learning Bias Detection and Explainability in the Cloud
Michaela Hardt, Xiaoguang Chen, Xiao-Yi Cheng, Michele Donini +17 more
2021Knowledge Discovery and Data Mining58 citations Open access
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Fairness Measures for Machine Learning in Finance
Sanjiv R. Das, Michele Donini, J. Gelman, Kevin Haas +6 more
2021The Journal of Financial Data Science51 citations
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Measuring corporate social responsibility in Islamic banking: what matters?
Muhammad Bilal Zafar, A. A. Sulaiman
2020International Journal of Islamic and Middle Eastern Finance and Management51 citations
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Position is Power: System Prompts as a Mechanism of Bias in Large Language Models (LLMs)
Anna Neumann, Elisabeth Kirsten, Muhammad Bilal Zafar, Jatinder Singh
2025Conference on Fairness, Accountability and Transparency45 citations Open access
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Does corporate social responsibility yield financial returns in Islamic banking?
Muhammad Bilal Zafar, A. A. Sulaiman, Muhammad Nawaz
2022Social Responsibility Journal35 citations
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Multi-objective Asynchronous Successive Halving
Robin Schmucker, Michele Donini, Muhammad Bilal Zafar, David Salinas +1 more
2021arXiv.org33 citations
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Efficient fair PCA for fair representation learning
Matthäus Kleindessner, Michele Donini, Chris Russell, Muhammad Bilal Zafar
2023International Conference on Artificial Intelligence and Statistics31 citations Open access
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Religiosity and Islamic work ethic: A cross-cultural comparison in majority and non-majority Muslim countries
Muhammad Bilal Zafar, M. F. Abu-Hussin
2025International Journal of Intercultural Relations29 citations
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On the Lack of Robust Interpretability of Neural Text Classifiers
Muhammad Bilal Zafar, Michele Donini, Dylan Slack, C. Archambeau +2 more
2021Findings29 citations Open access
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Halal purchasing decisions and consumer behavior: a multi method review
Muhammad Bilal Zafar, M. F. Abu-Hussin
2025Journal of Islamic Marketing26 citations
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Accounting for Model Uncertainty in Algorithmic Discrimination
Junaid Ali, Muhammad Bilal Zafar, A. Singla, Krishna P. Gummadi
2019AAAI/ACM Conference on AI, Ethics, and Society25 citations Open access
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Shariah governance and Islamic banks: a systematic literature review
Mustanir Hussain Wasim, Muhammad Bilal Zafar
2024Journal of Islamic Accounting and Business Research24 citations
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Generative AI in Finance: Replicability, Methodological Contingencies, and Future Research Directions
Hassnian Ali, Muhammad Bilal Zafar, Ahmet Faruk Aysan
2025Finance Research Letters23 citations Open access
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Wealth, Wisdom, and the Will to Protect: An Examination of Socioeconomic Influences on Environmental Behavior
Hussain Mohi Ud Din Qadri, Muhammad Bilal Zafar, Hassnian Ali, Muhammad Tahir
2025Social Indicators Research23 citations Open access
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Human capital and Islamic banking: a systematic literature review
Muhammad Bilal Zafar, Ahmad Jafar
2024Journal of Islamic Accounting and Business Research21 citations
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Message Impartiality in Social Media Discussions
Muhammad Bilal Zafar, Krishna P. Gummadi, Cristian Danescu-Niculescu-Mizil
2021International Conference on Web and Social Media21 citations Open access
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Corporate social responsibility disclosure and Islamic banks: a case study of Pakistan
Muhammad Bilal Zafar, A. A. Sulaiman
2021Journal of Islamic Accounting and Business Research19 citations
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Shariah governance standard on generative AI for Islamic financial institutions
Muhammad Bilal Zafar, Hassnian Ali
2026Journal of Islamic Accounting and Business Research18 citations Open access
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Mapping the research on halal industry: a retrospective analysis
Muhammad Bilal Zafar, M. F. Abu-Hussin, Hassnian Ali
2024Journal of Islamic Marketing18 citations
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Consumer shift behavior from conventional to Islamic banking: decision-making analysis through AHP
Muneer I. Ahmad, Muhammad Bilal Zafar, Abida Perveen
2024Journal of Islamic Marketing16 citations
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Human capital and financial performance of Islamic banks: a meta-analysis
Muhammad Bilal Zafar
2024Accounting Research Journal16 citations
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Diverse Counterfactual Explanations for Anomaly Detection in Time Series
D. Sulem, Michele Donini, Muhammad Bilal Zafar, François-Xavier Aubet +5 more
2022arXiv.org15 citations Open access
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Faith, growth, and ethics: cross-cultural analysis of religiosity and environment protection vis-a-vis economic priorities among Muslims
Muhammad Bilal Zafar, M. F. Abu-Hussin
2025Journal of Environmental Psychology13 citations
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Can LLMs Explain Themselves Counterfactually?
Zahra Dehghanighobadi, Asja Fischer, Muhammad Bilal Zafar
2025Conference on Empirical Methods in Natural Language Processing13 citations
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Pairwise Fairness for Ordinal Regression
Matthäus Kleindessner, S. Samadi, Muhammad Bilal Zafar, K. Kenthapadi +1 more
2021International Conference on Artificial Intelligence and Statistics12 citations
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FinLex: An Effective Use of Word Embeddings for Financial Lexicon Generation
Sanjiv R. Das, Michele Donini, Muhammad Bilal Zafar, John He +1 more
2021Journal of Finance and Data Science12 citations Open access
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Waqf as a socioeconomic institution and its governance and development for welfare and sustainability
Muhammad Bilal Zafar, Hassnian Ali
2026Discover Global Society11 citations Open access
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A meta-analytic structural equation model of Halal purchasing behavior: extending the theory of planned behavior with religiosity
Muhammad Bilal Zafar, Ahmad Jafar
2026Current Psychology11 citations Open access
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Transforming Islamic social finance: determinants of blockchain technology adoption for zakat payment
Kuni Afifah, M. F. Abu-Hussin, Muhammad Bilal Zafar
2025Journal of Islamic Accounting and Business Research11 citations
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The Impact of Inference Acceleration on Bias of LLMs
Elisabeth Kirsten, Ivan Habernal, Vedant Nanda, Muhammad Bilal Zafar
2024North American Chapter of the Association for Computational Linguistics11 citations Open access
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Islamic Banking in Pakistan
Muhammad Bilal Zafar, A. A. Sulaiman
2020Growth and Emerging Prospects of International Islamic Banking11 citations
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Waqf over a century: innovation and tradition in shaping social equity and sustainable development
Muhammad Bilal Zafar, Ahmad Jafar
2025International journal of sociology and social policy10 citations
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Characterizing Web Search in The Age of Generative AI
Elisabeth Kirsten, Jost Grosse Perdekamp, Qinyuan Wu, Mihir Upadhyay +2 more
2025Annual Meeting of the Association for Computational Linguistics10 citations
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RESEARCH TREND IN ISLAMIC FINANCIAL TECHNOLOGY AND BLOCKCHAIN: A BIBLIOMETRIC ANALYSIS
M. Fauzi, Kuni Afifah, Aam Slamet Rusydiana, Slamet Rusydiana +8 more
2025Malaysian Journal of Syariah and Law9 citations Open access
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Reliability generalization meta-analysis of measuring Islamic work ethic
Muhammad Bilal Zafar, M. F. Abu-Hussin
2024Current Psychology9 citations
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Open innovation solution: new model in the hospitality industry
Waseem Ul-Hameed, Muhammad Nawaz, Q. Nisar, M. Basheer +2 more
2022Journal of Hospitality and Tourism Technology9 citations
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To Call or Not to Call: A Framework to Assess and Optimize LLM Tool Calling
Qinyuan Wu, Soumi Das, Mahsa Amani, Arijit Nag +4 more
2026arXiv.org8 citations
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Corporate social responsibility disclosure in the Takaful sector
Ahmad Jafar, Muhammad Bilal Zafar
2025International Journal of Ethics and Systems8 citations
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Generating Distributional Adversarial Examples to Evade Statistical Detectors
Yiğitcan Kaya, Muhammad Bilal Zafar, Sergül Aydöre, N. Rauschmayr +1 more
2022International Conference on Machine Learning8 citations
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The Algorithmic Self-Portrait:Deconstructing Memory in ChatGPT
A. Dash, Soumi Das, Elisabeth Kirsten, Qinyuan Wu +5 more
2026The Web Conference7 citations
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Rote Learning Considered Useful: Generalizing over Memorized Data in LLMs
Qinyuan Wu, Soumi Das, Mahsa Amani, Bishwamittra Ghosh +3 more
2025arXiv.org7 citations
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More Than Words: Towards Better Quality Interpretations of Text Classifiers
Muhammad Bilal Zafar, Philipp Schmidt, Michele Donini, C. Archambeau +3 more
2021arXiv.org7 citations
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Talk or action? Unveiling the nature and depth of climate disclosures in Islamic banks using machine learning
Muhammad Bilal Zafar
2026Borsa Istanbul Review6 citations Open access
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Intellectual capital and financial performance of Islamic banks: a meta-analysis
Muhammad Bilal Zafar, Talha Yasin
2025Accounting Research Journal6 citations
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When Should We Orchestrate Multiple Agents?
Umang Bhatt, Sanyam Kapoor, Mihir Upadhyay, Ilia Sucholutsky +5 more
2025arXiv.org6 citations
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Digital distractions and work-leisure balance: excessive information through digital consumption and its impact on work ethic among Muslims
Muhammad Bilal Zafar, M. F. Abu-Hussin, A. A. Sulaiman
2024International Journal of Ethics and Systems6 citations
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